LOAN TYPE |
APPROXIMATE
TERM |
DAILY PERIODIC RATE |
PRESENT
ANNUAL
PERCENTAGE
RATE (APR) |
COMMENTS |
New Autos |
36 MOS |
0.0013151 |
4.80% |
- |
|
48 MOS |
0.0015343 |
5.60% |
- |
| |
60 MOS |
0.0015891 |
5.80% |
- |
| |
66 MOS |
0.0018631 |
6.80% |
- |
| |
72 MOS |
0.0019453 |
7.10% |
- |
| |
|
|
|
|
| Used Autos |
48 MOS |
0.0015891 |
5.80% |
1 - 3 years old |
| |
60 MOS |
0.0016712 |
6.10% |
- |
| |
66 MOS |
0.0018631 |
6.80% |
- |
| |
36 MOS |
0.0018082 |
6.60% |
4 - 7 years old |
| |
48 MOS |
0.0018630 |
6.80% |
- |
| |
36 MOS |
0.0030411 |
11.10% |
8 yeard & older |
| |
|
|
|
|
| Unsecured |
12 MOS |
0.0027120 |
9.9 |
MAXIMUM $5000.00 |
| |
60 MOS |
0.0032603 |
11.9 |
- |
| |
|
|
|
|
| New Mobile Homes |
120 MOS |
0.0028630 |
10.45 |
- |
| Used Mobile Homes |
84 MOS |
0.0031230 |
11.4 |
- |
| Older Mobile Homes |
60 MOS |
0.0038220 |
13.95 |
- |
| |
|
|
|
|
| New Motor Homes |
60 MOS |
0.0021780 |
7.95 |
- |
| |
61-120 MOS |
0.0024520 |
8.95 |
- |
| Used Motor Homes |
60 MOS |
0.0024520 |
8.95 |
- |
| |
61-120 MOS |
0.0027260 |
9.95 |
- |
| Older Used Motor Homes |
60 MOS |
0.0030000 |
10.95 |
- |
| |
|
|
|
|
| New 4 Wheelers / Pull Campers |
60 MOS |
0.0025890 |
9.45 |
- |
| |
60 MOS |
0.0027260 |
9.95 |
Model Years: Last 5 years |
| |
36 MOS |
0.0003000 |
10.95 |
- |
| |
|
|
|
|
| New Watercrafts / Motorcycle |
60 MOS |
0.0002589 |
9.45 |
- |
| Used Watercrafts / Motorcycle |
60 MOS |
0.0002726 |
9.95 |
Model Years: Last 5 year |
| Older Used Watercrafts / Motorcycle |
36 MOS |
0.0003000 |
10.95 |
- |
| |
|
|
|
|
Share Secured - 3% above current dividend rate. Above rates will be reduced 1/4% if member purchases Credit Disability/Credit Life Insurance (Share Secured/Loan Specials, new/used auto loans are exempt for rate reduction). Any item not listed above the interest rate will be determined by the
Board Of Directors.
The amount and Due Date of your payment will be established at time of each advance and disclosed on disbursement voucher.
Filing Fee: You will pay the filing fee costs in connection with any advance given under this agreement.
Collection Cost: You promise to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees.
The dividend rate is established at the Credit Union's Board meeting at the end of each quarter.
Late Charges: 5% of each past due installment - Minimum $1.00 - Maximum $5.00
THIS ADDENDUM IS INCORPORATED INTO AND BECOMES A PART OF YOUR LOANLINER CREDIT AGREEMENT. PLEASE KEEP THIS ATTACHED.
|
